What’s New in CommonCents 2.0

February 7, 2009

In these challenging times, it is more important than ever for individuals and families to control spending, reduce debt, and save for the future. CommonCents was designed to help our users do this, and version 2.0 enables it to be done even more effectively.

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Part 11: Lifetime Learning for Career Advancement

February 1, 2009

What is your most valuable financial asset? Unless you are very wealthy, your most valuable financial asset is your ability to earn money. That earning ability is not restricted to the job in which you may be currently employed—it’s much bigger than that. It is your ability to apply your lifetime of learning and skill under circumstances for which others will pay.

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Part 10: The Surprising Relationship Between Money and Happiness

January 1, 2009

Society perpetuates the idea that our only hope to be successful and happy in life is to become wealthy beyond our wildest dreams. The intense drive many people adopt to accumulate large quantities of money and goods may a have steep price tag attached—overwhelming stress and unhappiness.

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Part 9: The Problems Associated with Debt Accumulation

December 1, 2008

Personal indebtedness is at historic levels. American’s inclination to borrow money has been fueled by two decades of low interest rates. The typical household has 6.5 credit cards with an average balance of $8,000. We pay a larger percentage of our income on housing (33% according to Bureau of Labor Statistics) than at any point in our history.

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Part 8: Protecting Your Financial Assets

November 1, 2008

Purchasing an insurance policy is rarely an exciting event. In fact many people avoid doing so, which often places them at considerable financial risk. It is very important to know which insurance policies we really need for each period of time in life and not be burdened with the unnecessary costs of other policies we’re often cajoled to buy.

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